Were you injured in a car accident in Las Vegas, NV? If so, understanding how car insurance works is one of the first steps to protecting your rights. The type of insurance coverage involved can affect everything from how your medical bills are paid to whether you can pursue additional compensation.
At De Castroverde Accident & Injury Lawyers, we have over 100 years of combined experience and have recovered hundreds of millions of dollars for accident victims across the state. We can help you navigate Nevada’s insurance laws and fight for the full compensation you deserve.
If you have questions about your car insurance or your legal options after an accident, contact us today at (702) 222-9999 for a free consultation.
How De Castroverde Accident & Injury Lawyers Can Help After a Car Accident in Nevada
Our car accident attorneys at De Castroverde Accident & Injury Lawyers have been helping injured clients for decades. We know the ins and outs of Nevada’s insurance system and how to build strong cases that lead to winning results.
Here’s how we can help with your claim:
- Investigate your accident and gather key evidence
- Review all relevant insurance policies
- Identify every available source of compensation
- Document your damages
- Communicate with the insurance companies on your behalf
- Negotiate for a fair settlement
- File a lawsuit and represent you in court, if necessary
Getting fair compensation after a car crash in Las Vegas, Nevada, isn’t always easy. Insurance companies look out for their bottom line, not your best interests. Having a trusted personal injury lawyer on your side can significantly affect how your case is handled. Members of our legal team have been recognized by Super Lawyers, Best Lawyers in America, and Martindale-Hubbell.
Insurance companies in Las Vegas know our reputation. When you hire us, you can trust that we’ll fight for you every step of the way. Call us today to set up a free consultation with a Las Vegas personal injury lawyer.
What Are the Minimum Car Insurance Requirements in Nevada?
Nevada is an at-fault car insurance state. This means the driver who causes an accident is financially responsible for any resulting damages. All drivers are required to carry a minimum amount of liability insurance to cover injuries and property damage to others.
As of 2025, Nevada’s minimum liability insurance requirements are:
- $25,000 for bodily injury or death to one person
- $50,000 for bodily injury or death to two or more people
- $20,000 for property damage
This coverage is designed to pay for the other party’s damages if you cause a crash. However, it does not cover your own injuries or property damage. Because these limits can be exceeded in a serious accident, many drivers choose to purchase higher liability limits or additional types of coverage for better protection.
Optional Car Insurance Coverage in Nevada
While liability insurance is required, drivers in Nevada can also choose to purchase optional coverages to protect themselves and their vehicles.
Some common types of optional insurance include:
- Collision coverage: pays to repair or replace your vehicle after an accident, regardless of fault
- Comprehensive coverage: covers damage to your vehicle from causes other than a crash, such as theft, fire, or vandalism
- Medical payments (MedPay): pays medical expenses for you and your passengers, no matter who caused the accident
- Uninsured/underinsured motorist (UM/UIM) coverage: protects you if you’re hit by a driver with no insurance or not enough insurance to cover your losses
Purchasing UM/UIM coverage is highly recommended in Nevada. Despite the legal requirements, many drivers are uninsured or underinsured. Having this protection can give you an important source of compensation if you’re hit by one of these drivers.
What Happens if You’re Hit by an Uninsured Driver in Nevada?
If you’re in an accident with an uninsured driver, your options for compensation depend on the coverage you have.
If you purchased UM/UIM coverage, you can file a claim under your own policy to cover your medical expenses, lost wages, and other damages. Even if you don’t have UM/UIM, you might have to sue the at-fault driver directly. However, many uninsured drivers have limited assets, making it difficult to collect a judgment.
Our attorneys can review your insurance policies and help you pursue every available option for a financial recovery.
What Damages Can You Recover in a Nevada Car Accident Case?
If you’ve been injured in a car crash caused by someone else, you may be entitled to recover both economic and non-economic damages.
Economic damages compensate you for financial losses, such as:
- Medical bills
- Lost wages
- Reduced earning capacity
- Property damage
- Out-of-pocket expenses
Non-economic damages cover your more subjective losses, including:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
In especially rare cases involving intentional misconduct or extreme recklessness, you may also be awarded punitive damages.
How Long Do I Have To File a Car Accident Lawsuit in Nevada?
Nevada’s statute of limitations for car accident cases is two years from the date of the crash. If you fail to file your lawsuit within this time frame, you may lose your right to pursue compensation.
Some exceptions can apply in rare situations, but it’s always best to act quickly. Our lawyers can ensure that you meet all applicable deadlines.
Contact Our Las Vegas Car Accident Lawyers for a Free Consultation
Understanding how car insurance works in Nevada is important, but you shouldn’t have to figure everything out alone after an accident. An experienced car accident attorney in Las Vegas can guide you through the process and fight for the compensation you deserve.
At De Castroverde Accident & Injury Lawyers, we have 100 years of combined experience and have secured hundreds of millions of dollars for injury victims across Nevada. We’re ready to stand behind you.
Call us today to schedule a free consultation.
