If you were involved in a car accident in Las Vegas, NV, you could face vehicle damage, medical bills, and other losses due to the accident. You could also have to deal with your insurance provider or the other driver’s insurer. When a claim is filed through State Farm, it helps to understand how the insurance claim process works, and how long it takes for State Farm to settle a claim.
How long it takes State Farm to settle can depend on the accident and what is involved. If your accident involved heavy property damage or bodily injury, your claim can take longer. Delays in a State Farm claim settlement can happen for many different reasons. If you think State Farm has wrongfully denied or delayed your insurance claim, a Las Vegas personal injury lawyer can help you.
How Does State Farm Review an Accident Claim in Nevada?
State Farm’s processing of your claim will involve different factors. Factors that impact a State Farm insurance claim might include:
- The cause of the accident
- Proving liability between parties, and determining who was at fault
- Evidence proving how the accident happened
- Coverage available under the policy
- Any ongoing treatment, rehabilitation, or therapy involved
- Whether the accident victim reached maximum medical improvement, or if future medical costs will be involved.
In some cases, State Farm’s review process can be completed within several days or a couple of weeks. In other cases, complications can make the claim take several weeks or even months.
What Do I Do if State Farm Acts in Bad Faith?
Delays or denials of insurance claims with State Farm can happen for legitimate reasons. However, one unacceptable reason would be bad faith on the insurance company’s part.
Bad faith by an insurance company involves more than just mistakes or clerical errors–bad faith includes negligence or intentional acts to defeat your claim. For example, if State Farm intentionally misrepresents facts to an accident victim to drop coverage or deny a claim, they could be found liable for bad faith.
It can take serious investigation to determine if State Farm acted in bad faith. You could take legal action against the insurance company if your lawyer finds proof of bad faith in your claim.
Contacting State Farm Directly
When you are able to after an accident, you should contact State Farm directly. Be honest when discussing your claim, but do not answer questions you are not sure of the answer to. Talk to a lawyer first. The State Farm claims phone number is 1-800-732-5246 for vehicle claims in Nevada. Their website also contains helpful information.
State Farm insurance adjusters will ask questions about how the accident happened, your vehicle damage, and any personal injuries. Calls to State Farm are also recorded, so keep that in mind before you volunteer information that could hurt your claim. It is normally best to make your call with an experienced Las Vegas accident lawyer by your side to guide you.
Cooperating With the Insurance Company
State Farm will need information from you to process the claim. The details and paperwork you provide will impact how soon the settlement of your State Farm claim can happen. However, before you authorize the release of your medical records or other sensitive materials to State Farm, you should consult with a car accident lawyer.
Contact a Las Vegas, NV, Car Accident Lawyer to Negotiate With State Farm
After an accident, your path to recovery can be challenging. Financial hardships can be among the challenges you face, and you will want your settlement check from State Farm as soon as possible. Remember that you do not have to deal with a State Farm insurance claim by yourself. Trust an experienced Las Vegas personal injury lawyer with De Castroverde Accident & Injury Lawyers to negotiate aggressively with State Farm to get the compensation you deserve. Contact our law office today to schedule a free consultation.
Contact Our Las Vegas Personal Injury Law Firm For Help Today
If you’ve been injured in Las Vegas, NV, and need legal help contact our Las Vegas personal injury attorneys at De Castroverde Accident & Injury Lawyers to schedule a free case evaluation today.
De Castroverde Accident & Injury Lawyers – Las Vegas Office
1149 S Maryland Pkwy, Las Vegas, NV. 89104
(702) 222-9999
De Castroverde Accident & Injury Lawyers – Summerlin Office
410 S Rampart Blvd, Ste 480 Las Vegas, NV. 89145
(702) 297-6373
De Castroverde Accident & Injury Lawyers – Henderson Office
9555 S Eastern Ave, Las Vegas, NV. 89123
(702) 997-4264
